Before you can find the right home in Pensacola in which to live, you have to find the right neighborhood. When contemplating where your new neighborhood should be, why not think big? Here are some tips to help you find a neighborhood.

Where to start

There are a lot of ...

Paying points on a mortgage doesn’t always make financial sense. It just might save you thousands of dollars- or it could really cost you. This guide will help you understand what points are and help you determine whether you should pay extra for them at the closing table.

What are ...

The contract is executed, all of the conditions have been met, and it is time for the buyers and sellers to go to the settlement table.  This is the final step of the real estate transaction. What are the expectations? What documents to be signed, and what are the ...

No one enjoys paying extra monthly expenses, but for many people, private mortgage insurance, or PMI, is a necessity that allows them to successfully apply for a home mortgage. In this guide to understanding mortgage insurance, we’ll learn when lenders require PMI and what makes this mortgage insurance beneficial to ...

It’s the question you need to ask yourself before you even BEGIN your new home search. It’s the most important factor in determining what kind of home you can secure and where you can begin to look. It’s a crucial consideration for first-timers and veteran home buyers alike: How much ...

Real Estate jargon can be difficult to understand if the terminology is not explained properly. One term that seems to stump quite a few people is “short sale.”  There are so many unknowns about short sales that it causes many people to run in the opposite direction when they ...

Many people worry that they will never be able to buy another home after they have gone through bankruptcy or a foreclosure. Often times when a person is going through the foreclosing or bankruptcy process, they are told it takes seven years for their credit to rebuild and enable them ...

Before real estate collapsed, all it took for a person to get approved for a mortgage was to have a heart beat and to be breathing. Lenders are now cracking down on people who are trying to be approved for mortgages. Lenders are trying to lower the amount of homes ...

Whether you are a first-time home buyer or are a seasoned Pensacola, FL, home buyer, you will find these basic real estate tips useful.

1. Prepare your finances and establish a workable budget. This first step should be done before you start consulting with a lender or a real estate agent ...

You’ve undoubtedly heard the phrase, “Don’t put the cart before the horse.” This is true when speaking of the mortgage terms: pre-qualified and pre-approved. Homebuyers easily misunderstand these often used mortgage terms, but rest assured after reading this article you will be well versed on the subject. The agents ...